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Use these terms precisely. Do not interchange them.

Invoice

A payment request created by a merchant. Has a unique ID, amount, currency, status, and hosted checkout URL. An invoice may have zero or one active quote at a time.

Payment (blockchain transaction)

The on-chain transfer a customer sends to the checkout deposit address. Tracked separately from the invoice with its own status (pending, completed, underpaid, overpaid, failed).

Origin transaction

The customer’s inbound crypto payment to the deposit address (the token they pay with).

Settlement transaction

The conversion and transfer of funds to the merchant’s settlement wallet in the configured output asset (stablecoin).

Payer wallet / refund address

The address the customer provides at checkout. Used for refunds if applicable. Required on checkout quote creation.

Settlement wallet (payout wallet)

The merchant-configured wallet address where settled stablecoin is sent. Configured at organization or store level in Merchant Admin.

Customer

A commerce identity linked to invoices via metadata (WooCommerce customer ID, email, etc.). Viewable in Merchant Admin under Customers.

Webhook delivery

An HTTP POST from Meum to your endpoint when invoice status changes. Signed with HMAC v1.

WooCommerce order

The WordPress order created at checkout. Linked to a Meum invoice via _stablecoin_invoice_id order meta.