- Merchant creates an invoice via API, WooCommerce, or Pay Link
- Customer opens hosted checkout at
pay.meum.io/inv_{publicId} - Customer selects origin token and provides a refund address
- Checkout quote shows order total, platform fee, network cost, and deposit address
- Customer confirms and sends crypto to the deposit address
- Meum detects and validates the payment
- Invoice status updates:
paid,underpaid,failed, orexpired - Webhook delivered to your integration endpoint
- Settlement sends USDC or USDT to your configured wallet
Payments
How Meum payments work
End-to-end flow from invoice creation to merchant settlement.